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Conventional

Nobody does conventional loans like Cultivate Home Mortgage. We combine competitive rates, groundbreaking tools and technology, and a fast, easy process to help you deliver a worry-free mortgage experience.

Suburban Homes
  • ​620+ FICO

  • Primary, second and investment properties

  • Loan amounts up to county loan limit

  • Eligible for primary, second and investment properties on purchase, rate/term and cash-out refinances

  • LTV's as high as 97% on purchase and rate/term refinances

  • LTV's as high as 80% on primary home and 75% on second home and investment cash-out refinances

  • Available on single- and multi-wide, condos and PUDs

  • High Balance available for loan amounts over the county loan limit

  • Lender and seller paid Temporary Rate Buydowns available

  • Available on single- and multi-wide manufactured homes, condos, PUDs and One-Time Close New Construction loans

Kim.ORourke@cultivatehomemortgage.com

Kim ORourke NMLS # 2135343

(940)235-7017

Craig.ORourke@cultivatehomemortgage.com

Craig ORourke NMLS # 2356512

(940)600-1605

Cultivate Home Mortgage

Cultivate Home Mortgage NMLS# 2408906

1908 Hollister Ln, Denton, TX 76210

(940)600-1929

NMLS Consumer Access

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©2022 by Cultivate Home Mortgage

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For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. 

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TEXAS MORTGAGE COMPANY DISCLOSURE

NMLS ENTITY LICENSE NUMBER 2408906. CULTIVATE HOME MORTGAGE LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING Figure: 7 TAC 80.200(b) TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

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