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Conventional

Nobody does conventional loans like Cultivate Home Mortgage. We combine competitive rates, groundbreaking tools and technology, and a fast, easy process to help you deliver a worry-free mortgage experience.

Suburban Homes

  • ​620+ FICO

  • Primary, second and investment properties

  • Loan amounts up to county loan limit

  • Eligible for primary, second and investment properties on purchase, rate/term and cash-out refinances

  • LTV's as high as 97% on purchase and rate/term refinances

  • LTV's as high as 80% on primary home and 75% on second home and investment cash-out refinances

  • Available on single- and multi-wide, condos and PUDs

  • High Balance available for loan amounts over the county loan limit

  • Lender and seller paid Temporary Rate Buydowns available

  • Available on single- and multi-wide manufactured homes, condos, PUDs and One-Time Close New Construction loans

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