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USDA

A USDA loan, also known as a USDA Rural Development loan, is a type of mortgage loan that is offered by the United States Department of Agriculture (USDA) to help eligible borrowers buy or improve a home in rural or suburban areas. USDA loans are designed to promote home ownership in areas that are not considered metropolitan, with the goal of supporting economic development in these areas.

Farm Field
  • 30-year fixed rate

  • No down payment required

  • No cash reserves needed

  • Closing costs may be financed on some transactions

  • Seller contributions allowed

  • 620+ FICO and Elite pricing starting at 640+ FICO

  • Available on single- and multi-wide, condos and PUDs

Kim.ORourke@cultivatehomemortgage.com

Kim ORourke NMLS # 2135343

(940)235-7017

Craig.ORourke@cultivatehomemortgage.com

Craig ORourke NMLS # 2356512

(940)600-1605

Cultivate Home Mortgage

Cultivate Home Mortgage NMLS# 2408906

1908 Hollister Ln, Denton, TX 76210

(940)600-1929

NMLS Consumer Access

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Terms Of Use Agreement

©2022 by Cultivate Home Mortgage

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For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. 

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TEXAS MORTGAGE COMPANY DISCLOSURE

NMLS ENTITY LICENSE NUMBER 2408906. CULTIVATE HOME MORTGAGE LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING Figure: 7 TAC 80.200(b) TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

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