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A USDA loan, also known as a USDA Rural Development loan, is a type of mortgage loan that is offered by the United States Department of Agriculture (USDA) to help eligible borrowers buy or improve a home in rural or suburban areas. USDA loans are designed to promote home ownership in areas that are not considered metropolitan, with the goal of supporting economic development in these areas.

Farm Field
  • 30-year fixed rate

  • No down payment required

  • No cash reserves needed

  • Closing costs may be financed on some transactions

  • Seller contributions allowed

  • 620+ FICO and Elite pricing starting at 640+ FICO

  • Available on single- and multi-wide, condos and PUDs

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